There are not normally that many insurance discounts to be had, but there is one which often crops up. This is if you take out your buildings and contents insurance with the same company. Often there is a percentage discount on the one policy, if you take the other policy out with them as well. This can also be the case with brokers, even if the actual policies are with different companies, if you use the same broker for both they may offer a discount.

This may seem fantastic, a discount. However, it is worth looking in to the cost of insuring them separately just to make sure that this really is a good deal. The company wants you to have both policies with them, because it makes them more money, it does not mean that it will be better for you.

It is relatively easy to get a few online quotes and it will be worth it just to find out how much you would expect to pay – you could easily get a quote for buildings only, contents only and then both to get a good idea of all of their prices and do that for a few companies to see what the differences are. It might take a bit of time and may be even quicker to get the quotes over the phone, especially if you are not good or not keen on filling out on line forms.

It could save you some money, if you do these sorts of investigations. Once you have found a good company then you can stick with them for a few years if their rates remain similar as it is then likely they will still be competitive, price wise. Then it will have been worth all the effort looking in to getting a good price as you will make a saving year after year.